This is very serious business and some of these guys are good, most are easy to spot if you are educated about it. I am seeing people every week being taken for hundreds of dollars and all their credit card and bank information stolen by these con artists.
PS I may go ahead with the discourse but it's going to take some time, I tried to address this asking a question about Plishing about four month ago, but you only made a joke about it and no real answers were given to a problem which is a very serious threat. I could do a long discourse on this but tell me why you think malwarebites is the ticket. Jim, of course I am seeing this and so many phishing schemes everyday now and for the last couple of years.